There are two different types of mortgages for self-employed borrowers. One is based on qualifier income (proof of income on paper) and the other is non-qualifier income (no proof of income on paper).Learn More
MORTGAGES OVER $1,000,000.00
As property prices continue to rise especially in the Toronto area, mortgages over $1,000,000.00 and upwards are becoming very common.
MORTGAGE AGENT INTRODUCTION
I am a Mortgage Consultant for one of the most successful mortgages companies in Canada. I believe a true mortgage professional needs to have the tools and expertise to offer customers the very best there is in mortgage products and mortgage rates. This can only be achieved by having a wide variety of lenders to work with. I have 50 different lenders to choose from. Our products cover all Real Estate Financing from primary residence, second homes, rental/investment properties, commercial properties, construction and raw land.Learn More
Update on new mortgage qualifying rate
Hi, how are you, I have had a few inquires on the upcoming qualifying rate increase expected to kick in on June 1st. We expect this to represent roughly a $40,000.00 reduction in a traditional conventional mortgage approval. This rate increase is only for conventional mortgages and not High Ratio mortgages which will remain at
New To Canada Mortgage Product
New To Canada Mortgage If you are a new immigrant to Canada, obtaining a mortgage has never been easier. You can qualify for a standard mortgage of up to 95% of borrowing. That is right, up to 95%! This program is open for all new immigrants with permanent residency, temporary residency, or a work VISA.
TESTIMONIALS & GOOGLE REVIEWS
Robert, Thank you so much for helping us get our home refinanced. You were professional, friendly and very helpful. I will recommend to all my friends
Thanks to Robert I was able to purchase my first home and its been smooth sailing ever since. I’ve since then purchased my second and now on my third home only ever utilizing Robert and his outstanding expertise. His knowledge, patients and honesty rank him #1 in my books.
Working with Robert is stress free! He worked closely with us to ensure the best rate possible was made available to us. His patience and knowledge made us comfortable and knew we were in good hands. We will continue to work with Robert in the years to come. Thank you Robert for all your help and guidance!
Robert thank you very much for everything you have done for me and it has been a great pleasure working with you on my mortgages over the last 8 years. Definitely I will recommend you to anyone who will need your services. Warm Regards, Harjit
The people who recommended you were right, your expertise and professionalism is very good but what i appreciate the most is the customer service. I, as a client, am very persistent and scattered but ambitious.
I have been working with Robert Clancy throughout the past 7 years. Instant response, professional advice and prompt service – these are the qualities I have greatly enjoyed while organizing the needed financial transactions with Mr. Clancy. Mr. Clancy has always been attentive to my financial needs, and he has always made sure I clearly understood the details of the transaction or operation discussed. I would gladly recommend Mr. Clancy to anybody who is interested in obtaining financial services from a competent and honest professional.
Robert assisted us with the refinancing of our home. He was able to provide us with an affordable rate and was a pleasure to deal with. I would highly recommend him to friends and family.
Robert Clancy is an excellent broker and I would highly recommend him to anyone. He took the time and helped us figure out a plan that was customized perfectly for our family. He was a pleasure to speak to and extremely understanding. I can’t thank him enough for everything! He truly changed our lives for the better!